News for 'Credit Information Report'

No animosity with Harmanpreet: Alyssa Healy

No animosity with Harmanpreet: Alyssa Healy

Rediff.com10 Jan 2024

Alyssa backed Harmanpreet and the India team to come out stronger from this series.

Commerce Min seeks liberalised packing credit scheme from RBI

Commerce Min seeks liberalised packing credit scheme from RBI

Rediff.com9 Jul 2013

India's trade deficit widened to $20.1 billion in May because of high gold imports while exports declined by over a per cent, raising concerns about economic recovery.

Advani claims credit for stepping down from post

Advani claims credit for stepping down from post

Rediff.com20 Nov 2009

L K Advani, who has been ruling the roost in the Bharatiya Janata Party along with former prime minister Atal Bihari Vajpayee, claimed credit for stepping down as Sushma Swaraj took over the Leader of the Oppposition's post from him.

You lose more by deferring your EMIs for 3 months

You lose more by deferring your EMIs for 3 months

Rediff.com1 Apr 2020

In a note to customers, the country's largest lender State Bank of India said, 'Interest shall continue to accrue on the outstanding portion of the term Loan during the moratorium period'. The accrued interest will be collected by the lender in the form of additional EMIs from those borrowers who opt for the three-month moratorium.

Education vs Personal Loan: What You Must Know

Education vs Personal Loan: What You Must Know

Rediff.com10 Aug 2023

Personal loans offer more flexibility in usage but may come with higher interest rates and shorter repayment terms. It is important for individuals to evaluate their needs, financial situation, and future goals before deciding between the two loan options.

Shoppers need not stop: Dynamics of in-store payments is being rewritten

Shoppers need not stop: Dynamics of in-store payments is being rewritten

Rediff.com12 Jun 2023

In March this year, Worldline India launched Vabox (Voice Alert Box): merchants will now get instant audio alerts on the settlement of UPI (Unified Payments Interface) payments via QR codes in languages of their choice when customers check out. "They needn't worry whether the amount has been credited to their account," says Gulshan Pruthi, the firm's executive vice-president. The French payments giant will roll out 500,000 Vaboxes in the initial phase.

How not to get your credit/debit card hacked

How not to get your credit/debit card hacked

Rediff.com28 Oct 2016

There are 7 key rules one can follow to ensure that the chances of such fraud are almost reduced to a negligible level when shopping online, says Anil Rego

The blind spot on India's biggest banking whodunit

The blind spot on India's biggest banking whodunit

Rediff.com8 Feb 2019

The PNB fiasco falls into a family line that involves non-fund limits - read contingent liabilities which are off-books. Harshad Mehta did it with bankers' receipts in 1992. Ketan Parekh exploited the ignorance of bankers who did not know the difference between a cheque and a pay-order. And the RBI blinked when it failed to insist the SWIFT platform be linked to the core banking solution. Raghu Mohan & Abhijit Lele trace the banking mess that was just waiting to happen.

'Ranbir said, 'Yaar, what a shot you just gave!''

'Ranbir said, 'Yaar, what a shot you just gave!''

Rediff.com17 Jan 2024

'Ranbir helped me a lot with emotions and dialogues. As an actor, he makes us very secure.' 'He guides us with his experiences. He makes the work really, really easy and wonderful for his co-stars.'

Satish Kaushik death: Police recovers 'medicines' from farmhouse

Satish Kaushik death: Police recovers 'medicines' from farmhouse

Rediff.com11 Mar 2023

A list of guests at the party has also been prepared, the officials added.

Street gives thumbs up to Bajaj Finance's strong Q1 biz update

Street gives thumbs up to Bajaj Finance's strong Q1 biz update

Rediff.com12 Jul 2023

A strong business update for the April-June quarter of the 2023-24 financial year Q1FY24 has led to a big jump of over 7 per cent in the share price of Bajaj Finance on Tuesday (July 4). The non-banking financial company's (NBFC's) new loan book grew 34 per cent with 9.9 million new loans booked in Q1FY24 from 7.2 million loans booked in Q1FY23. The company's total customer franchise rose to 72.98 million (as on June 30, 2023), compared to 60.30 million year-on-year (YoY) with the highest-ever quarterly increase of 3.84 million in Q1FY24. Assets under management (AUM) grew by 32 per cent to about Rs. 270,050 crore in Q1FY24 from Rs. 204,018 crore in Q1FY23.

ASK PF GURU: How Can I Best Multiply My Savings?

ASK PF GURU: How Can I Best Multiply My Savings?

Rediff.com23 Aug 2023

Do you have financial planning queries? Ask rediffGURU Kirtan A Shah.

Defaulted phone, power bill? You may not get loan

Defaulted phone, power bill? You may not get loan

Rediff.com21 Apr 2010

Banks might reject your loan application if you defaulted on your telephone or electricity bill, soon.

Coming Soon: Cibil-Like Rating For Drivers

Coming Soon: Cibil-Like Rating For Drivers

Rediff.com27 Feb 2023

The plan is to offer the ratings of drivers to insurers, which can then customise their premiums -- a higher score meaning a lower premium, for instance, and vice-versa.

PSBs to Explore AI Collaboration

PSBs to Explore AI Collaboration

Rediff.com20 Jul 2023

'There is a need for an innovation sandbox where the PSBs can collaborate and then they can do their own innovation on top of it.'

Two years on, RBI ignores SC order to disclose defaulters list

Two years on, RBI ignores SC order to disclose defaulters list

Rediff.com23 May 2017

On December 16, 2015, the apex court ordered disclosure of the defaulters' list, and upheld a Central Information Commission order to this effect.

GST: Why small businesses may under-report income initially

GST: Why small businesses may under-report income initially

Rediff.com20 Apr 2017

Some may lose competitiveness due to higher compliance costs

How you can live your retirement in style

How you can live your retirement in style

Rediff.com10 Jul 2015

Just avoid these credit card mistakes and live your second innings in style, says Rajiv Raj

Medium Or Long-Duration Funds?

Medium Or Long-Duration Funds?

Rediff.com8 May 2023

Investors who decide to enter medium to long-duration funds should be cognisant of the risk.

'Don't step out alone': 'The Kerala Story' crew member gets threat

'Don't step out alone': 'The Kerala Story' crew member gets threat

Rediff.com9 May 2023

Directed by Sudipto Sen, The Kerala Story depicts how women from Kerala were forced to convert to Islam and recruited by the terror group Islamic State.

Cong blames state leadership for Guj rout, says it's time for introspection

Cong blames state leadership for Guj rout, says it's time for introspection

Rediff.com9 Dec 2022

Ramesh said the local leadership and admitted there were shortcomings in the party's campaign there.

Compare Form 16 with 26AS before filing income-tax return: Experts

Compare Form 16 with 26AS before filing income-tax return: Experts

Rediff.com24 Jun 2022

Attention to details is paramount when filing income-tax return (ITR). By mid-June, employees receive Form 16 from their employers. The first step in filing ITR is to compare Form 26AS with Form 16. If there are discrepancies in the figures quoted in the two documents, they need to be rectified.

Orry's Shocking Revelations: 'I am dating 5 people'

Orry's Shocking Revelations: 'I am dating 5 people'

Rediff.com18 Jan 2024

The final episode on Karan Johar's Koffee With Karan has social media sensation Orry make his debut.

Defaulter? No job for you in banks

Defaulter? No job for you in banks

Rediff.com21 Jan 2015

Some leading private and foreign banks in the country have started checking scores of credit information companies such as Credit Information Bureau Ltd as part of their pre-employment screening process.

Tick Insurance Option On IRCTC Portal

Tick Insurance Option On IRCTC Portal

Rediff.com29 Jun 2023

Only a small percentage of passengers who traveled on the trains involved in the June 2, 2023 accident in Odisha had availed of travel accident insurance while booking their tickets online on the IRCTC portal.

6 years of GST: Rs 1.5 trillion monthly tax revenues becomes 'new normal'

6 years of GST: Rs 1.5 trillion monthly tax revenues becomes 'new normal'

Rediff.com29 Jun 2023

Six years after the rollout of the biggest indirect tax reform in India, Goods and Services Tax (GST) revenue of Rs 1.5 lakh crore every month has become a new normal and tax officers are focusing on dealing with fraudsters who are adopting newer modus operandi to game the system, causing loss to the exchequer. To apprehend black sheep, who operate as syndicates and create fake entities on the basis of forged documents to claim input tax credit (ITC), tax officers have started using data analytics, artifical intelligence and machine learning aiming to curb evasion, which was over Rs 3 lakh crore since inception of GST. It was over Rs 1 lakh crore in 2022-23. Thinktank Global Trade Research Initiative (GTRI) said the most critical pending GST reform is upgradation of GST Network to prevent fake supplies and fraudulent claims of Input Tax Credit (ITC).

It pays to make yourself creditworthy!

It pays to make yourself creditworthy!

Rediff.com28 Apr 2010

On the consumer front, CIBIL is working towards simplifying the process of fetching credit scores -- it is tying up with a payment gateway which will help individuals fetch theirs scores online by making an online payment.

How to build a perfect CIBIL score

How to build a perfect CIBIL score

Rediff.com25 Mar 2016

Here's the formula and it is not too difficult to implement.

Getting Married? Plan Finances First!

Getting Married? Plan Finances First!

Rediff.com23 Oct 2023

For women, it is important to build an emergency fund and a financial independence fund independent of the couple's joint goals and plans.

India's richest 1% own more than 40% of total wealth: Oxfam

India's richest 1% own more than 40% of total wealth: Oxfam

Rediff.com16 Jan 2023

The richest one per cent in India now own more than 40 per cent of the country's total wealth, while the bottom half of the population together share just 3 per cent of wealth, a new study showed on Monday.

Go First bankruptcy: IndiGo, SpiceJet good momentum plays, say analysts

Go First bankruptcy: IndiGo, SpiceJet good momentum plays, say analysts

Rediff.com11 May 2023

Wadia Group-owned Go First Airways' (Go First) insolvency plea could trigger a 'momentum rally' in shares of rival airlines, Interglobe Aviation (parent company of IndiGo) and SpiceJet, as they look to gain bankrupt airline's market share, said analysts. On the bourses, shares of InterGlobe Aviation hit a 52-week high of Rs 2,235.95, surging 8 per cent on the BSE in Wednesday's intra-day trade, before settling 4.5 per cent higher at Rs 2,164 apiece. Those of SpiceJet and Jet Airways, meanwhile, rallied up to 6 per cent in the intra-day trade, and ended 1 per cent and 5 per cent higher, respectively, following the development, which was announced post market hours on Tuesday.

Income in US on I-T radar in FY23, non-disclosure to invite action

Income in US on I-T radar in FY23, non-disclosure to invite action

Rediff.com11 Apr 2022

Indians having undisclosed income in the United States (US) may face proceedings under Black Money (Undisclosed Foreign Income and Assets) and Imposition of Tax Act, 2015, this financial year. Also, those named in global leaks may be searched, show-caused, and prosecuted, according to the FY23 internal action plan of the Central Board of Direct Taxes (CBDT). The CBDT has rolled out an aggressive target and timeline to investigate tax evasion matters, especially those involving undisclosed foreign assets.

Maharashtra among states to delay CBI probe into ABG Shipyard: Govt

Maharashtra among states to delay CBI probe into ABG Shipyard: Govt

Rediff.com15 Mar 2022

Replying to a query in Rajya Sabha, Finance Minister Nirmala Sitharaman said there was no delay by the Centre in taking action after identification of fraud by the State Bank of India following the forensic report from Ernst & Young.

Will you pay GST twice for using credit card? 7 myths busted

Will you pay GST twice for using credit card? 7 myths busted

Rediff.com3 Jul 2017

"This is completely untrue. Please do not re-circulate such message without checking it with authority," Adhia said.

State-run banks come to the rescue of MSMEs

State-run banks come to the rescue of MSMEs

Rediff.com11 Dec 2019

Banks will also consider requests from MSMEs for restructuring their stressed standard assets. So far, only 25 per cent of the around 1 million eligible MSMEs have taken benefit of the RBI's special dispensation.

Another Nirav Modi-like scam involving BJP's Mohit Kamboj surfaces

Another Nirav Modi-like scam involving BJP's Mohit Kamboj surfaces

Rediff.com18 Jun 2020

CBI has registered a case against general secretary of Mumbai BJP Mohit Kamboj, his jewellery manufacturing firm Avyaan Overseas, its directors, few mid-level bankers and others for alleged diversion of funds by availing fraudulent foreign bills negotiation limit and export packaging credit limit, issued by lender Bank of India between 2013 and 2018.

7 Facts About Filing Income Tax Returns

7 Facts About Filing Income Tax Returns

Rediff.com25 Jul 2023

RediffGURU Mihir Tanna broadly lists the ITRs to be filled by individuals having income from salary, house property, capital gain, business and other sources.

How the wealth of India's richest can make a difference

How the wealth of India's richest can make a difference

Rediff.com16 Jan 2023

The richest one per cent in India now own more than 40 per cent of the country's total wealth, while the bottom half of the population together share just 3 per cent of wealth, a new study showed on Monday. Releasing the India supplement of its annual inequality report on the first day of the World Economic Forum Annual Meeting in Davos, rights group Oxfam International said that taxing India's ten-richest at 5 per cent can fetch entire money to bring children back to school. "A one-off tax on unrealized gains from 2017-2021 on just one billionaire, Gautam Adani, could have raised Rs 1.79 lakh crore, enough to employ more than five million Indian primary school teachers for a year," it added.